The Process Of Buying A House Continues

We’ve now received the bill of sale (the koopovereenkomst in Dutch), that further solidifies the process. Before this process, I was vaguely aware of how buying a house worked but going through it now really drives home how ritualistic it all is. We first made the offer, which had to be accepted. Afterwards, we are communicated a formal message that an agreement has been reached. Next, the bill of sale is forwarded, which forms the basis of talks with a mortgage broker. The following steps are to acquire a mortgage, set up a meeting with a notary, and finally a final tour of the house with the broker before signing with the notary.

It’s a highly risk-avoidant procedure, where every step has multiple escape hatches to stop the process in case any little thing is wrong. However, every step we complete of this arcane incantation brings us closer to finalizing the ritual of consecrating the grounds. The next step will be the most precarious: securing the mortgage. From our talk with the mortgage broker, it shouldn’t be an issue at all. Still, though, there’s a bit of doubt for me; what if – just what if? – some time thing that I wasn’t aware of becomes a bigger problem? I’m sture it’ll all be okay, but it’ll be nicer once we have the key in our hands, you know?

Nevertheless, we’ve started packing. Almost exactly a year after we packed to move to this apartment, we’re now packing up to move to our very own house. We’d never actually even fully settled into this apartment. We’d never gotten around to painting it yet and because of the COVID-19 restrictions, we hadn’t been able to buy a new couch yet, to name but two examples. Last year, we were in quite the rush to pack, as we were moving while I was still working, giving us very little time to pack together. This year, however, I have far more free time, as we should be moving right in the middle of my summer holiday. so, we’ve also decided to take things much easier and pack little by little.

It’ll be a tough move, and money will be extremely tight for a month or so, but it’s an exciting journey so far.

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